Deposit Anywhere

Deposit Anywhere makes cheque depositing a snap.

Quickly and securely deposit cheques with your smartphone or tablet. Mobile banking is all about convenience, timesavings and the freedom to bank anywhere, any time you choose,

Here's how it works:

  1. Download our Mobile Banking App
  2. Open the App and log-in
  3. Tap "Deposit"
  4. Select your account and input the amount of your deposit
  5. Snap a photo of the front and back of your cheque and press "Continue"
  6. Confirm the details
  7. Send. That's it.

It's so easy. Watch this video on how to Deposit Anywhere.


What is Deposit Anywhere™?
Deposit Anywhere is a feature on our mobile app that allows you to deposit cheques by taking a photo of them and submitting them to our financial institution, anywhere, anytime.

How do I use Deposit Anywhere?
Depositing a cheque with Deposit Anywhere is easy. Open up our mobile banking app, tap the “deposit” button, select the account you’d like the funds deposited to, enter the amount, take a photo of the front and back of the cheque, confirm the details and tap “submit”. The funds will then be deposited securely into your account.
Are there any fees for using Deposit Anywhere?
No. There are no fees to use this service.

How will I know if there is an issue with my deposit after I submit the cheque?
In the rare circumstance that there is an issue with the deposit after you receive confirmation during the deposit, you will be contacted by us.

Do I have to mail in the cheques afterwards?

No. Once you have submitted the cheques using Deposit Anywhere, you do not need to send the cheques to the branch.

What should I do with my paper cheques afterwards?

The cheques should be destroyed after 90 days.
What happens if I enter the wrong amount by mistake?
Sometimes mistakes happen. But not to worry, we will double check all the information to ensure the right amount is deposited quickly and securely into your account. If you do have any questions about the cheques you submit, you can call us at 250 562 5415 and we’ll be happy to assist you.
Can I use the funds right away?
Holds may apply when you deposit cheques using Spruce Credit Union's Deposit Anywhere, or at an ATM. Learn about cheque holds and cheque clearing or, to find out about the hold policy on your account, contact us.

Is depositing cheques with a mobile phone safe?
Yes. As a feature of our mobile banking app, Deposit Anywhere™ meets the same high standards as our mobile and online banking services

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