Seniors

Enjoy your Golden Years!  At Spruce Credit Union, seniority has it's privileges. We offer all of our members 59 years and older all the benefits of a Northlander  chequing account - at no monthly fee! Golden members also receive :

  • 40 debits per month at no charge, overlimit $1.00 each
  • Free cheque orders (up to 48 cheques per order)
  • 3 Free Money Orders or Drafts 
  • 4 Free eTransfers, overlimit $1.50 each
  • Free Monthly eStatements or Paper Statements (incl cheque images)
  •  ExchangeTM  ATM withdrawals, no additional fee
  • Non ExchangeTM  ATM withdrawals $2.25 each
  • Foreign ATM withdrawals (outside of Canada) $5.00 each
  • Annual discount on Safety Deposit Box of $5.00
 

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