Member Benefits

Being a member of Spruce Credit Union means being more than just another customer or account number. It means being part owner and shareholder. Every account holder at Spruce Credit Union also holds equity shares in the company, which means that we are directly responsible to you. Membership also allows you to participate on our Board of Directors, who then set the direction for Spruce Credit Union. You can even become a director yourself, as all members of the board are members of the credit union.  Also, members receive:

  • More than one million British Columbians enjoy the solid security and peace of mind that comes from saving at their credit union.  The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, protects all British Columbia credit union depositors.  Security, dependability, and trust - that's the unbeatable combination you will find at Spruce Credit Union. 
  • Current details on deposit insurance are available at the the Credit Union Deposit Insurance Corporation (CUDIC)
  • Buyer Protection, covering MEMBER CARD® debit card purchases on most retail items of personal property against loss, theft or damage when purchased in full using a protected account
  • Co-operation from credit unions including free access to over 500 Credit ATMs in BC alone, and thousands across Canada and around the world

Apply to become a Member online!