The Canada Emergency Business Account (CEBA)
CEBA will provide interest-free loans up to $40,000 to small businesses and not-for-profits. CEBA applications are now available through Spruce Credit Union.
To apply for CEBA:
Available through MemberDirect For Small Business.
If you do not have access to MemberDirect for Small Business, contact us at 250 562 5415.
You will need to have the following information available:
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Know the employment income that was reported in Box 14 of your 2019 T4SUM.
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Know your CRA Business Number (15 digits) as reported at the top of your 2019 T4SUM.
- Corporate Income Tax Return or Personal Income Tax Return if not incorporated.
Spruce Credit Union is here for our members
As an essential service, we recognize the need to continue providing access to services to our members.
We are taking steps to protect our staff and members, by strictly enforcing social distancing within the branches as well as enhanced cleaning and hygiene procedures. Our primary focus is the health and wellbeing of our staff and memberss.
Click here for more information, inlcuding reduced branch hours.
Our staff will be available during regular business hours to answer your calls and emails.
If you are concerned about the financial impact COVID-19 will have on you, call us at 250-562-5415.
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Skip payments: on loan and mortgages
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Quick Loans: to assist members with emergency funds for food and prescriptions. Phone applications are available, with the convenience of electronic signatures.
